Our Fees

One of the core values of our firm is transparency. We believe that clients deserve to know exactly what they are paying for and how much it costs. We are committed to providing clear and concise explanations of our fees. We strive to reduce unnecessary costs and make investment decisions with this in mind. We think you will find our fees to be some of the most competitive in the industry. 

Financial Planning

⦁ Comprehensive financial planning typically includes planning for retirement, education savings, income taxes, life and long-term care insurance, as well as investment management & advice.  We will help you define your financial goals and objectives and develop a Personal Financial Plan to help accomplish those goals. We can either prepare a comprehensive plan for you, or we can address specific planning needs. If needed, we can consult with a tax accountant and estate-planning attorney when building your financial plan.

⦁ If you have $250,000 or more in assets under management with us through Schwab Institutional (described below), we will provide Financial Planning services at no additional fee.  *Hourly Financial planning services are billed at $200 per hour. We will estimate the number of hours required to complete your plan before we begin.

Asset Management & Advice

  • We assist you in making informed investment decisions by allocating your investments across different asset classes depending on your goals, risk tolerance, and financial circumstances. We aim to grow and protect your wealth while reducing the burden of managing your investments on your own.

  • Our minimum account size for fee-based asset management is $100,000. Our fees are based on the client's total portfolio value with breakpoints as noted above.

  • Client assets, for the purpose of computing the above fee, shall include the combined assets of the accounts of spouses and their children living in the same household. In the instance of multiple accounts, the fee shall be paid from one or more accounts as designated by the client.